Business Insurances

Business Insurances

View our comprehensive range of specially tailored business insurances for contractors, freelancers and consultants, ranging from Professional Indemnity to Public Liability through to cover for IR35 status enquiries.

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IR35 Contract Reviews

IR35 Contract Reviews

Ensure you know exactly what side of IR35 you are on with our suite of contract reviews, starting from a simple assessment to a full review of every clause inclusive in the contract as well as bespoke feedback.

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Free Contractor Insurance

Free Contractor Insurance

We provide both our Contractor Jury Service & ID Theft and an IR35 Contract Review - Assessment FREE OF CHARGE with every purchase of Professional Indemnity or IR35 Tax Investigation & Liabilities Insurance.

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What is IR35?

What is IR35?

Get to grips with the term that confuses, scares and annoys those in the contracting community in equal measure. Understand how it came about, how it works, how to protect yourself and what's in store next.

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Knowledge Hub

Knowledge Hub

Visit our Knowledge Hub for the very latest on everything insurance, IR35 and tax related in the world of contracting, from free downloads and guides through to the latest news from a wealth of leading industry figures.

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Refer a Friend

Refer a Friend

Earn unlimited rewards for every friend or colleague you refer to us. Our average referrer earns over £35, available to be redeemed in vouchers of your choice from a selection of over 100 top high street brands.

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Professional Indemnity & IR35 Insurance

Larsen Howie is a provider of specialist insurances and IR35 advice to contractors, freelancers and consultants. We offer Professional Indemnity, Public (& Employers) Liability, Contractor Legal Protection, Contractor Jury Service & ID Theft, contractor IR35 insurance and freelancer IR35 insurance, as well as a range of IR35 contract reviews, including a working practices review.

Our Professional Indemnity and Public (& Employers) liability insurances are one of the most, if not the most comprehensive and competitively priced product on the market for our target trades. You put an enormous amount of effort in to making your business a success, and when the worst happens we want to make sure you are protected.  If you're wondering what public liability insurance is and whether you need it, find out more here.

Every business, no matter how small, needs to protect itself from a range of varying risks and threats in the modern world. We also offer a range of legal expenses products specifically designed for contractors, freelancers and consultants, including Contractor Legal Protection and Contractor Jury Service & ID Theft.

Contractor IR35 Insurance & Freelancer IR35 Insurance

Our freelancer and contractor IR35 insurance and other specialist policies are underwritten by some of the largest insurers in the world and have the claims handled by UK industry experts, providing you with the reassurance you need prior to a claim being made, and the service expected when the worst happens.

It's not just in the provision of contractor IR35 insurance, freelancer IR35 insurance and consultantcy that we lead the way, but IR35 services too. Our in-house team of experts have vast, first-hand experience in dealing with all manner of IR35 queries, aiding and assisting our customers range from helping them understand IR35 through to complex HMRC defence matters.

At Larsen Howie, we recognise that being in business on your own can sometimes be lonely, you’re more vulnerable and unsure who to turn to for advice and guidance and hesitant in who to trust. We’re here to guide you through the insurance and IR35 landscape, ensuring that your business is covered against the many perils faced on a day to day basis via us passing on our decades of experience in the industry to you. Once you get to know us we know you’ll grow to trust us and feel fully protected.