Specialist insurances and IR35 advice
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We provide a comprehensive selection of insurances and IR35 services to contractors, freelancers and consultants working in the design and construction industry and who undertake non-manual work.
With professions ranging from CAD Engineers to Mechanical Engineering Consultants to Project Engineers, our products are specifically tailored to the needs of the design and construction industry, and are underwritten by some of the biggest insurers in the UK, ensuring you peace of mind at all times, and especially when it matters most.
There are unique challenges faced by professionals working in the design and construction industry, be it a mistake that damages a clients reputation, a disagreement over how the end product or part of it should look, or receiving notification from HMRC that they want to investigate your IR35 status and/or returns. When the worst happens we’re here to protect and support you and your business.
|Access/Disability Consultant||Motor Engineer|
|Acoustic Consultant||Noise & Vibration Consultant|
|Acoustic Engineer||Non-Destructive Tester|
|Air Conditioning Consultant||Organisational Design Consultant|
|Automation Consultant||Paint Consultant|
|CAD Engineer||Pipe Line Consultant|
|CDM Coordinator||Planning Engineer|
|Civil Engineer||Plastics Consultant|
|Contract Manager||Portable Appliance Tester|
|Control Engineer||Printing Consultant|
|Electrical Engineer||Quality Engineer|
|Electronics Consultant||Renewable Energy Consultant|
|Ergonomics Consultant||Shift Control|
|Energy Consultant||Structural Engineer|
|Field Engineer||Surface Coatings Consultant|
|Fuel Efficiency Consultant||Systems Engineer|
|Heating Consultant||Thermal & Insulation Consultant|
|Insulation Engineer||Technical Author|
|Lifting Equipment Consultant||Test Engineer|
|Lighting Consultant||Textile Consultant|
|Logistics Consultant||Town Planning Consultant|
|Loss Adjustor||Traffic & Transport Consultant|
|Manufacturing Systems Consultant||Transport Engineer|
|Mechanical Consultant||Ventilation Consultant|
|Mechanical Engineering Consultant|
If your profession isn’t shown in the above list, or you fall outside of our standard parameters i.e. your turnover is in excess of the listed bandings, it doesn’t mean we can’t cover you. Simply contact our Customer Service team who will listen to your requirements and advise you what the next steps are in looking to get you on cover as soon as possible.
Customer Service contact details:
T: 01163 800 400
E: [email protected]
You put an enormous amount of effort in to making your business a success, and when the worst happens we want to make sure you are protected. Every business, no matter how small, needs to protect itself from a range of varying risks and threats in the modern world. With over a decade of experience in the marketplace and though using our vast connections in the UK insurance market we are able to offer a range of comprehensive business and IR35 insurances that have been specifically tailored for the exact requirements of contractors, freelancers and consultants, ensuring you total peace of mind against the most common risks faced on a day to day basis and at the most competitive prices.
All of our insurances can be purchased via our state of the art website or our highly experienced and friendly in house staff who are able to listen to your requirements and advise you on the most appropriates products and levels of cover.
Our range of insurances includes:
|Public (& Employers) Liability|
|IR35 Tax Investigation Insurance|
|IR35 Tax Investigation & Liabilities Insurance|
|Contractor Tax & Legal Protection|
|Contractor Personal Accident|
Every contract has its own IR35 position, and it only takes one contract to be deemed inside IR35 when it was thought to be outside to be caught and go through a costly process of paying back what HMRC deem to owed in back tax, interest and penalties. Having each contract reviewed is vital in being proactive and ensuring the correct IR35 status is ascertained in advance of a potential HMRC enquiry.
Our range of IR35 Contract Reviews includes:
|IR35 Contract Review - Assessment|
|IR35 Contract Review - Full|
|IR35 Working Practices Review