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Design & Construction (Manual Work) Professions

We provide a comprehensive selection of insurances and IR35 services to contractors, freelancers and consultants who work in the Design & Construction industry and who undertake manual work. 

With professions ranging from Cladding to Plumbing to Rope Access, our products are specifically tailored to the needs of the design and construction industry, and are underwritten by some of the biggest insurers in the UK, ensuring you peace of mind at all times, and especially when it matters most.

There are unique challenges faced by professionals working in the design and construction industry, be it a mistake that damages a clients reputation, a disagreement over how the end product or part of it should look, or receiving notification from HMRC that they want to investigate your IR35 status and/or returns.  When the worst happens we’re here to protect and support you and your business.

Design & construction (manual work) professions we insure online

     Bullet Point    Air Conditioning      Bullet Point    Insulation
     Bullet Point    Acoustic Engineer      Bullet Point    Joinery
  Bullet Point   Aerial & Satellite Erection   Bullet Point   Landscaping 
  Bullet Point   Asbestos Removal   Bullet Point    Muck Away
  Bullet Point   Basement Construction   Bullet Point   Painter 
  Bullet Point   Bricklaying   Bullet Point   Paving 
  Bullet Point   Builder   Bullet Point   Piling 
  Bullet Point   Carpenter    Bullet Point   Plant Hire 
  Bullet Point   Carpet Fitter    Bullet Point   Playground Construction 
  Bullet Point   Ceiling Partitioning    Bullet Point   Plumbing 
  Bullet Point   Ceiling Plastering    Bullet Point   Rail Contractor
  Bullet Point   Civil Engineer    Bullet Point   Refrigeration 
  Bullet Point   Cladding    Bullet Point   Road Surfacing 
  Bullet Point   Concrete Contractor    Bullet Point   Rope Access 
  Bullet Point   Damp Proofing    Bullet Point   Roofing 
  Bullet Point   Decorator    Bullet Point   Scaffolding
  Bullet Point   Demolition    Bullet Point   Shop Fitting 
  Bullet Point   Diamond Drilling    Bullet Point   Shuttering 
  Bullet Point   Drainage    Bullet Point   Site Clearance 
  Bullet Point   Ductwork    Bullet Point   Soil Remediation 
  Bullet Point   Electrician    Bullet Point   Solar Panels 
  Bullet Point   Fencing    Bullet Point   Sports Installation 
  Bullet Point   Flooring    Bullet Point   Steel Erection 
  Bullet Point   Formwork    Bullet Point   Steel Fabrication 
  Bullet Point   Guttering    Bullet Point   Street Lighting
  Bullet Point   Glazing    Bullet Point   Signage 
  Bullet Point   Golf Course Construction    Bullet Point   Stone Masonary 
  Bullet Point   Groundwork    Bullet Point   Tower Crane Operator 
  Bullet Point   Haulage    Bullet Point   Tree Felling 
  Bullet Point   Height Work    Bullet Point   Underpinning 


Can't find your profession?

If your profession isn’t shown in the above list, or you fall outside of our standard parameters i.e. your turnover is in excess of the listed bandings, it doesn’t mean we can’t cover you.  Simply contact our Customer Service team who will listen to your requirements and advise you what the next steps are in looking to get you on cover as soon as possible.

Customer Service contact details:
T: 0116 380 0400
E: [email protected]

Products offered

You put an enormous amount of effort in to making your business a success, and when the worst happens we want to make sure you are protected.  Every business, no matter how small, needs to protect itself from a range of varying risks and threats in the modern world.  With over a decade of experience in the marketplace and though using our vast connections in the UK insurance market we are able to offer a range of comprehensive business and IR35 insurances that have been specifically tailored for the exact requirements of contractors, freelancers and consultants, ensuring you total peace of mind against the most common risks faced on a day to day basis and at the most competitive prices. 

All of our insurances can be purchased via our state of the art website or our highly experienced and friendly in house staff who are able to listen to your requirements and advise you on the most appropriates products and levels of cover. 

Our range of insurances includes:

     Bullet Point    Professional Indemnity
     Bullet Point    Public (& Employers) Liability
     Bullet Point    IR35 Tax Investigation Insurance
  Bullet Point   IR35 Tax Investigation & Liabilities Insurance
  Bullet Point   Contractor Jury Service & ID Theft
  Bullet Point   Contractor Legal Protection


Every contract has its own IR35 position, and it only takes one contract to be deemed inside IR35 when it was thought to be outside to be caught and go through a costly process of paying back what HMRC deem to owed in back tax, interest and penalties.  Having each contract reviewed is vital in being proactive and ensuring the correct IR35 status is ascertained in advance of a potential HMRC enquiry.

Our range of IR35 Contract Reviews includes:

     Bullet Point    IR35 Contract Review - Assessment
  Bullet Point   IR35 Contract Review - Full
     Bullet Point    IR35 Contract Review - Refresher
  Bullet Point   IR35 Contract Review - Convert
     Bullet Point    IR35 Working Practices Review