Specialist insurances and IR35 advice
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9th September 2019
Larsen Howie has launched Energy Sector Combined - an insurance specially tailored for contractors working both onshore and offshore in the energy sector. This new addition further adds to an existing array of specialist contractor insurances. Their current products include two IR35 insurances that cover defence costs and potential liabilities, comprehensive Professional Indemnity insurance, Public (& Employers) Liability insurance, and a Contractor Personal Accident insurance. They also offer a broad range of IR35 contract and working practice reviews that are overseen by ex-Qdos Head of Tax Andy Vessey ATT. Contractor Energy Sector Combined insurance marks yet further expansion of Larsen Howie’s repertoire, making their online self-service quote builder a one-stop shop for contractor peace of mind.
Contractors working in the oil and gas sector often have more demanding cover requirements than mainstream policies offer. Working in such an overarching sector may see your working conditions change dramatically from client to client – meaning that your insurance needs change too. Larsen Howie’s Energy Sector Combined insurance is all-encompassing; it’s tailored to meet the exact requirements of energy sector contractors, covering hundreds of energy-specific professions.
Pete Willcocks, Managing Director at Larsen Howie, said: “We’re very excited to be launching this product. It’s such a bespoke cover that it’s taken a couple of years to bring to the market exactly as we wanted it, and - more importantly - how contractors told us they needed it. With our policy, energy sector contractors are covered for a spectrum of scenarios under one insurance, the aim being to minimise having to search for new policy with every new engagement.”
“We were also very focussed on getting the Public Liability aspect of the combination insurance right, as that tends to be the biggest risk-factor for many energy sector workers across the board,” Willcocks continues. “The energy sector is complex, and the insurance required to satisfy contracts can be onerous. UK contractors can be assured that wherever they get an engagement, be it onshore or offshore, our policy will protect them.”
Larsen Howie’s Energy Sector Combined insurance includes cover at varying levels for Public Liability, Employers Liability, Professional Indemnity, Directors & Officers and Products Liability. UK registered companies working under a UK contract can take out the policy for cover in the UK, Europe, and the rest of the world (excluding America, Canada and Mexico).
This cover is available to buy online through the Larsen Howie quote builder or over the phone with an expert advisor. An online chat is also available, and contact is welcome through all Larsen Howie social media platforms. Larsen Howie policies are not on comparison sites so go direct for a quote – it pays to shop around.